Privacy Policy
A legal disclaimer
The materials, services, and information (collectively, “Content”) made available, directly or indirectly, through Whizznerd and its digital or physical interfaces, whether relating to personal loans, credit card facilities, financial assistance, advisory communications, or ancillary offerings, are provided strictly on an “as is,” “as available,” and “subject to change without notice” basis, without any express or implied warranties, assurances, or representations, whether statutory, contractual, or equitable, including, without limitation, warranties of accuracy, completeness, merchantability, fitness for a particular purpose, or non-infringement, all of which are expressly disclaimed to the maximum extent permissible under law.
No statement herein shall be construed as constituting binding financial advice, fiduciary duty, or irrevocable offer, and any reliance placed by the user upon such Content is undertaken solely at the user’s own discretion, risk, and cost, with Whizznerd expressly disclaiming any liability for damages, pecuniary or otherwise, including incidental, consequential, punitive, exemplary, or special losses arising directly, indirectly, or incidentally from reliance on, access to, or use of such Content.
Whizznerd neither guarantees nor represents that any loan, credit card, or financial product applied for, requested, or otherwise solicited shall be approved, sanctioned, or disbursed, approval being contingent upon, inter alia, creditworthiness, regulatory compliance, internal risk parameters, and third-party verifications, all of which may be revised, withheld, or denied without obligation to furnish reasons.
References or hyperlinks to external platforms, partners, affiliates, or third-party providers are provided merely as a convenience and do not constitute endorsement, recommendation, or assumption of liability with respect to their accuracy, legality, security, or reliability. Users are solely responsible for reviewing and accepting the respective terms, policies, and disclaimers of such third parties prior to engagement.
By engaging with Whizznerd platforms or services in any manner whatsoever, users acknowledge and irrevocably consent that disputes, claims, or controversies, whether contractual, tortious, statutory, or equitable, shall be subject exclusively to the jurisdiction of competent courts located in [Insert Location], India, to the exclusion of all other forums, notwithstanding principles of conflict of laws.
Whizznerd expressly reserves the unilateral right to amend, modify, or rescind this Disclaimer, in whole or in part, at any time, with or without notice, and continued usage of its services shall constitute conclusive acceptance of the same.
Privacy Policy - the basics
Use of Customer Information/ Statistical Information
At Whizznerd, your trust is our most valuable asset. The information you share with us is used only to serve you better—whether it’s verifying your identity, evaluating eligibility for loans or credit cards, customizing solutions that fit your needs, or keeping you updated with services that may genuinely benefit you. While we may also create anonymized Statistical Information to improve our offerings, this data never contains personal identifiers and is used solely to enhance your experience with us.
Security.
A confident professional man in normal formal clothes (shirt and trousers, no tie, blazer optional), sitting casually in a modern café-like ambient space with warm lighting and clean wooden background. He has open body language — relaxed posture, arms naturally open, slight lean forward — with a friendly, trustworthy expression. The vibe is professional, approachable, and premium, resembling trust-building lifestyle banners used by top MNCs. High-resolution, wide banner format.
We treat your privacy with the seriousness it deserves. Every piece of information you provide is protected through strong security practices, encryption standards, and limited access only to authorized team members. Our systems are designed to guard against fraud, misuse, or unauthorized access. While no online platform can promise absolute security, we commit to doing everything reasonably possible to keep your data safe and secure at all times.
3. Disclosure
Your information belongs to you, and we share it only when absolutely necessary and only with trusted partners who are equally committed to keeping it secure. This may include credit bureaus, regulatory authorities, or service providers that help us deliver the products and services you request. We never sell your data, and any disclosure we make is strictly to serve your interest or to comply with the law.
4. Grievances
Your concerns matter to us. If at any point you feel your information is being mishandled, or if you have any questions about how we process your data, you can reach out directly to us:
📧 Email: info@whizznerd.com
We promise to listen, act quickly, and resolve your concern in line with regulatory timelines.
Cookie Policy
We use cookies to make your experience smoother, faster, and more personalized. Cookies help us understand what works best for you, so we can improve our services and provide you with relevant offers—never to invade your privacy.
6. What Are Cookies?
Cookies are small, harmless files stored on your device to remember your preferences. They make your interactions with Whizznerd more seamless—like keeping you logged in, speeding up navigation, or showing you information that actually matters to you.
How Does Whizznerd Use Cookies?
We use cookies to:
-
Understand how you use our website so we can improve it.
-
Save your preferences for faster access.
-
Show you financial products that are relevant to your needs.
-
Ensure our website stays secure and efficient.