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Whizznerd

Terms & Conditions

Terms & Conditions - the basics

1. Introduction and Agreement

 

This User Agreement ("Agreement") governs your use of the WHIZZNERD website and its associated services. By accessing, browsing, or using this website, you confirm that you have read, understood, and agree to be bound by this Agreement. This Agreement is a binding legal contract between you and the Company.

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2. Nature of Services and Financial Products

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This website acts as a platform to provide information about, and facilitate applications for, various financial products, including loans, credit cards, and other credit facilities ("Products").

  • Information Only: All information, calculators, and comparisons provided on this website are for informational purposes only. They do not constitute a commitment to lend, an offer, or financial advice.

  • Product-Specific Terms: Each Product offered by the Company is subject to its own specific terms and conditions, which will be provided to you upon application. In the event of a conflict, the Product-Specific Terms will take precedence over this Agreement.

  • Approval Process: Any application for a Product is subject to our internal underwriting and credit approval process. The Company reserves the right to deny any application at its sole discretion.

 

3. User Obligations and Representations

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By using this website, you agree and represent that:

  • You are at least 18 years of age and possess the legal capacity to enter into binding contracts.

  • All information you provide to us, including during the application process, is true, accurate, complete, and not misleading.

  • You will not use this website for any unlawful purpose, or for any activity that is fraudulent, threatening, abusive, or obscene.

  • You will comply with all applicable local, state, national, and international laws and regulations related to your use of this website.

 

4. Application Process and Data Usage

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  • Authorization for Information Collection: By submitting an application, you authorize the Company and its partners to collect, use, and verify your personal and financial information, including identity, address, and credit history.

  • Credit Checks: You explicitly authorize the Company to perform credit checks with credit reporting agencies and other data providers as part of the application process. This will create an entry on your credit report.

  • Consent to Communications: You consent to receive communications from the Company and its partners via email, telephone, and text message regarding your application and other relevant offers.

 

5. Intellectual Property and Content

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  • Ownership: The website and its entire content, including text, graphics, logos, and design, are the property of WHIZZNERD and are protected by intellectual property laws.

  • Limited License: We grant you a limited, non-exclusive, non-transferable license to access and use the website for your personal, non-commercial use.

  • Restrictions: You may not copy, reproduce, distribute, or create derivative works from any content on this website without our prior written consent.

 

6. Disclaimers and Limitations of Liability

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  • No Warranty: This website is provided "as is" and "as available" without any warranties of any kind, either express or implied. The Company does not guarantee that the website will be uninterrupted, error-free, or secure.

  • Limitation of Liability: To the fullest extent permitted by law, the Company shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of this website or any Products, including any loss of data, revenue, or profit.

  • User Responsibility: You acknowledge that your use of the website is at your sole risk and that you are responsible for maintaining the confidentiality of your personal information.

 

7. Termination

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The Company reserves the right to terminate your access to the website and its services, with or without cause, at any time, and without prior notice.

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8. Dispute Resolution

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Any dispute, claim, or controversy arising out of or relating to this Agreement shall be resolved by binding arbitration in accordance with the rules of governing body.

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9. Governing Law

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This Agreement shall be governed by and construed in accordance with the laws of Indian Government, without regard to its conflict of law provisions.

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10. Contact Us

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For any questions regarding this Agreement, you may contact us at info@whizznerd.com.

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